Privacy Policy

1. Information We Collect

1.1. Personal Information

• Name and email address
• Profile information
• Payment information (processed by Stripe)

1.2. Transaction Data

• Debt and loan amounts
• Transaction dates
• Transaction descriptions
• Contact information

1.3. Usage Data

• Device information
• Log data
• Usage patterns

2. How We Use Your Information

2.1. Primary Uses

• Provide and maintain service
• Process transactions
• Send notifications
• Customer support

2.2. Secondary Uses

• Service improvement
• Analytics
• Security monitoring

3. Data Storage and Security

3.1. Storage

• Data stored on secure MongoDB servers
• Industry-standard encryption
• Regular security audits

3.2. Data Retention

• Active accounts: Data retained until deletion
• Inactive accounts: Data retained for 12 months

4. Information Sharing

4.1. Third-Party Services

• Stripe: Payment processing
• NextAuth: Authentication
• MongoDB: Data storage

4.2. Legal Requirements

• Comply with legal obligations
• Protect rights and safety
• Prevent fraud

5. User Rights

5.1. Data Access

• Request data copy
• Correct inaccurate data
• Delete account data

5.2. Data Portability

• Export transaction history
• Transfer data to other services

6. Children's Privacy

• Service not intended for users under 13
• We do not knowingly collect children's data
• Parent/guardian consent required for users under 18

7. Changes to Privacy Policy

• Right to update policy
• Notice of significant changes
• Continued use implies acceptance